It is alleged he breached one rule relating to betting on football, and one which covers providing information relating to football which has been “obtained by virtue of his position” and “is not publicly available”.
A Liverpool spokesman said Sturridge, 29, had co-operated fully “throughout this process” and “stated categorically that he has never gambled on football”.
The England international has been given until 18:00 GMT on Tuesday, 20 November to respond to the charge.
The Liverpool spokesman added: “As with any issue of this nature, we will allow the process to be concluded in its entirety before making any further comment.”
Sturridge, who joined Liverpool from Chelsea in 2013, spent the second half of last season at West Brom after moving on loan on 29 January.
He has won 26 caps for England, the last of which came against Lithuania in October 2017.